 Making life difficult for collections agents |
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| Making life difficult for collections agents |
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| Zeller's request line |
 Sep 5 2008, 01:58 PM
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#1
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There are many things you can do to screw with collection agents to make their lives difficult. Here are some;
1) When they call tell them never to call you or contact you by mail or you will register a Ministry complaint against the collector and the company. Legally the collections agency has to expunge your phone # and cease from sending you any written corespondence. The threat of one year in jail and a $10,000 fine should do the trick. To sound like a pro tell them to "9 out" your number! 2) If you have no intention of paying your bill NEVER pay a trivial amount just to shut them up or to delay further payment. A payment of even a penny sets the statute of limitations on the debt back to day one. Do not get suckered in by this tactic. 3) The statute of limitations on a debt in BC is six years. 4) The threat to sue is just that an empty threat. If you owe less than $1,000 you will NEVER be sued by a collections agency or it's clients. Realistically they probably won't sue you unless the debt is more than $2,000. 5) If you intend to pay always pay the company you owe directly, this causes accounting nightmares at the collection firm. 6) Most public utilities will settle for 80% of the debt after 3 months and 60% after 8 months. So ignore their puch for you to pay in full now! |
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| Morons |
Sep 5 2008, 02:26 PM
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#2
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Pay your f in bills so the rest of us are not left subsidizing your irresponsible ass every time we are at the till.
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| yellow belly varmint |
Sep 5 2008, 02:29 PM
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#3
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but im black do i have to pay my bills?
what bout the suffering my people have endured? |
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| guest |
Sep 5 2008, 05:03 PM
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#4
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QUOTE (Zeller's request line @ Sep 5 2008, 01:58 PM)  There are many things you can do to screw with collection agents to make their lives difficult. Here are some; 1) When they call tell them never to call you or contact you by mail or you will register a Ministry complaint against the collector and the company. Legally the collections agency has to expunge your phone # and cease from sending you any written corespondence. The threat of one year in jail and a $10,000 fine should do the trick. To sound like a pro tell them to "9 out" your number! 2) If you have no intention of paying your bill NEVER pay a trivial amount just to shut them up or to delay further payment. A payment of even a penny sets the statute of limitations on the debt back to day one. Do not get suckered in by this tactic. 3) The statute of limitations on a debt in BC is six years. 4) The threat to sue is just that an empty threat. If you owe less than $1,000 you will NEVER be sued by a collections agency or it's clients. Realistically they probably won't sue you unless the debt is more than $2,000. 5) If you intend to pay always pay the company you owe directly, this causes accounting nightmares at the collection firm. 6) Most public utilities will settle for 80% of the debt after 3 months and 60% after 8 months. So ignore their puch for you to pay in full now! thanks Attention: REGISTER / LOGIN to view the image! |
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cartman
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Sep 5 2008, 05:06 PM
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#5
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why not be and idiot and not borrow money you can't pay back. I guess you have bad creadit so goodluck in your future and with getting a loan or if you are in a finacial crisis no one will lend you money
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| Blue Frost |
Sep 5 2008, 05:10 PM
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#6
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| s of s |
Sep 5 2008, 05:30 PM
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#7
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Judge Judy knows how to handle those slime ball collection agencies: Attention: REGISTER / LOGIN to view the image!
http://www.youtube.com/watch?v=9rCug1ANQdE...feature=related |
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Lo-Fi Version | Time is now: 4th December 2008 - 01:22 PM |
