Best Air Miles Credit Card so far?
#1 Mr.Kanada
Posted 27 April 2006 - 11:39 AM
#2 Mr.Kanada
Posted 27 April 2006 - 11:40 AM
#3 Press Man
Posted 27 April 2006 - 11:45 AM
#4 Whachootalkinbout
Posted 27 April 2006 - 11:54 AM
#5 Whachootalkinbout
Posted 27 April 2006 - 11:57 AM
#6 Shaw Fan
Posted 27 April 2006 - 12:02 PM
Thank you! I could use the FREE AIRMILES CARD if I am going to get 1 mile for every $20.00 I spend! I think the American Express Card I mentioned above is still the best deal in the market so far, unless someone else in this forum knows about a better Airmiles Credit Card!
#7 Whachootalkinbout
Posted 27 April 2006 - 12:08 PM
I'm still wondering how many Air Miles will get you a cheap flight with the Amex Card. What airline(s) can you fly with? Are there any blackout periods to consider?
#8 Press Man
Posted 27 April 2006 - 12:26 PM
#9 Whachootalkinbout
Posted 27 April 2006 - 12:43 PM
I'm still waiting to find out.
#10 previa
Posted 12 June 2006 - 11:27 AM
#11 Whachootalkinbout
Posted 12 June 2006 - 11:38 AM
#12 bcboi
Posted 12 June 2006 - 11:46 AM
and you have to go
yvr-sea-pdx-lax-hnl
return is direct though.....
#13 flymecrazy
Posted 19 July 2006 - 02:17 AM
You get 1.25 aeroplan miles for every $1 and 1.5 aeroplan miles for every $1 over $25,000 in a calendar year. The only kicker is the annual fee of $399, but it does get you in to all the maple leaf lounges in all the airports, and you can check in at the airport at executive check-in (ie. no lineups at the airports)
If you run a small business, and/or travel lots, this is the best card. It also has a slew of insurances that cover your butt when you travel. My flight got delayed overnight in Toronto, I had to stay at a $200 night hotel, and Amex reimbused me for it because it is one of the insurances on the card.
#14 6RE
Posted 19 July 2006 - 02:42 AM
i had that card for about 4 years and it pretty much got me nothing...i did charge on average 1200-2000 per month but the way you accumalate miles is so slow.
i recently switched to the rbc platinum avion.
#15 Bitter
Posted 15 October 2006 - 01:18 PM
I have a BMO gold airmiles card. I get 1 airmile (not aeroplan) for every $15 dollars. Airmiles offers a deal with WestJet that allows you to fly anywhere Westjet flys in Canada and the US for 1400 to 1600 points. For every $21,000 to $24,000 I spend on my Credit Card I get a free flight. This seems to be the best deal if you are flying within North America.
I pay $90 per year and my interest rate is 10.9%. Rona, Safeway, Shell, Dominion, Ontario/Alberta liquor store, etc give you airmiles.
#16 Nonirose
Posted 15 October 2006 - 05:47 PM
save a lot of money in interest payment.
Who wants to make money for the banks any way!
#17 DonJulio
Posted 15 October 2006 - 05:53 PM
#19 The catch with AM
Posted 21 February 2007 - 10:05 AM
#20 The catch with AM
Posted 21 February 2007 - 10:09 AM
They will call Equifax and keep renewing your card with them, You will end up having a deficency of the amount of your credit card with you for life. So you want to get mortgage, you are down because your credit show you still have a credit card with Amex. You will call them in Mumbay and they will tell you the card is dead, they do nor understand the dillem a about our credit history in North America. My experience, No matter what they offer, do not go with Amex.
On other hand, ask a store why they do not carry Amex, they will tell you they are lousy in their payment. Why less places accept Amex, ... the list goes on.
Your choice man, try something better,
#21 Costco
Posted 21 February 2007 - 12:08 PM
I am curious to hear though that Amex won't cancel your card. If that's the case, you have to send your request in writing to them and then about 6 mths later get a credit check with Equifax and Trans Union. Be prepared to show backup if the info is incorrect and then dispute the report. It may not be a bad idea to ask for written confirmation from Amex.
#22 Minnie
Posted 21 February 2007 - 12:17 PM
thats equal to one domestic flight so I think it is a good deal
#23 4NIC8
Posted 21 February 2007 - 12:32 PM
| Minnie | the cibc aeroplan visa annual is $120 but u get 15,000 bonus miles when you sign up thats equal to one domestic flight so I think it is a good deal | |
#24 Hilda
Posted 21 February 2007 - 01:50 PM
If you can be bothered - you would do better to switch cards.
Also if you are planning on making some very large purchases it might be wise to take the paid card. I just use the free Amex card. If I make a large purchase I might put it on a diferent card for diferent points. Many places won't take Amex.
#25 Numbers
Posted 21 February 2007 - 02:02 PM
I like the theoretical view that if a person uses a credit card they can use “someone else’s” money for 21 days (or whenever your credit card balance is due), however, I fail to understand what the advantage is from doing this. To make interest on money that you would have used to purchase goods with, but instead chose to use a credit card, you would need to have quite a bit of money/investment funds in order to make it worthwhile.
I could only come up with a few good reasons to use credit cards;
- You don’t have to carry around cash/change.
- You can purchase things and not have the money to pay for them immediately.
- You can choose not to pay off the credit card balance, in essence choosing to create your own payment plan for your purchase albeit, at 20 + %.
[/list]Am I on my own on this one?
#26 Twisted Canuck
Posted 12 March 2007 - 02:10 PM
#27 User
Posted 05 May 2007 - 11:36 PM
That last comment on the 1% cash back, I think u meant $400 back vs 40k in aeroplan miles (if that was what u were referring to), since the amex aeroplan gives u 1 mile per $1. So that's a viable option given the price of the average flight (and no annual fee on the cash back card - new td cash back visa).
Cheers.
#28 highflyer
Posted 11 June 2007 - 12:17 PM
#29 Yup
Posted 11 June 2007 - 12:30 PM
| highflyer | icon_posticon.gifPosted - 6/11/2007 8:17:30 PM Aeroplan is points not miles very different!! | |
Ditto, in addition most CC companies are reducing the grace free period. The average now is around 19 days.
Furthermore, nobody has been able to show that one plan (airmiles vs aeropoints) is better in accumulating rewards than the other.
#30 rythman
Posted 14 June 2007 - 11:50 AM
#31 Debbie
Posted 05 August 2007 - 10:30 AM
I'm so confused with air miles and points...whats the diff?? I have a MBNA mastercard world point card. It gives me 1 point for every dollar spent. I get $100 for every 10,000 points. Is that good or what??? I have to book thru their redemption center. Can anyone shed some light on this for me???????? Thanks
#32 also confused
Posted 17 August 2007 - 08:45 AM
on "Which card offers the best travel rewards". We are talking aeroplan - not air miles here. Again it seems the more you pay for your annual fee, the better the point accumulation. I have a friend who recommends the TD Gold Travel Visa because they are offering 15,000 points ( 5000 pts = $75). That means that you can cover the $120 annual fee and still be ahead $105 if you absolutely plan to take a flight in the next year. This is a time limited offer till September something. I still hate paying an annual fee and never have before. But I need to improve my card because my current card gets me nothing and I can do better than that.
Besides aeroplan cards, there is the whole issue of what is the best cash back or rewards card available to Canadians.
#33 mugwump
Posted 23 September 2007 - 11:14 PM
#34 Glasgogirl
Posted 23 September 2007 - 11:19 PM
#35 FreezinginOttawa
Posted 08 November 2007 - 11:10 PM
I just booked my first flight on points. I collect Aeroplan and Air Miles (not on credit cards, I still haven't decided on that) so I compared direct flights on Air Canada paying it myself, booking through Aeroplan and with Air Miles. The full trip, all in, was about $380. 17,000 Aeroplan points was not enough for a round-trip flight--that would take 25,000 points. The extra cost (in addition to using all my points) was only about $40 less than just paying for the whole flight. Air Miles is flying me round trip for 1,350 points (it's low season, high season would be 1,800 points) and I'll still have more than 450 points left. I even got the same direct Air Canada flight I wanted in the first place. Flying West Jet would have saved me an extra 10% in points (there is a special on right now) but then I would have to connect through Toronto. All WJ flights connect through Toronto, it seems.
Air Miles (haven't checked Aeroplan) has a great map on their site that shows exactly how many points you need to get from your region to other regions in the world.
So. I am now more in favour of Air Miles because it seemed to serve my needs better this time. I am exploring the credit cards available for Air Miles, with no fee. Yes, the points-to-dollar ratio and the points-per-flight ratios are key in making your decision. Thanks for all the great info on the forum!

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