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Replying to Any Prepaid Credit Cards Available?

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Topic Summary

tracey

Posted 09 September 2008 - 07:50 PM

much music prepaid card

muchmusic.com

Mandy

Posted 19 August 2008 - 08:50 AM

Try the Bank of Montreal

Norman T Landsmann

Posted 12 August 2008 - 03:27 PM

If you live in Canada you can. i've seen ads at the local CIBC. you can goto them(they are a bank) and ask them about them. I think most banks probably offer this sevice.

steve

Posted 07 August 2008 - 11:36 PM

Non-Reloadable ones No ID required.

Visa
Safeway, Mac's (MyTreat Visa Gift Card $25, 50 or 100) (Loading Fee $3.95-5.95)
Vancity Branches (MyTreat Visa Gift Card $25- 500) (Loading Fee-$2 )
Citizens Bank - Online or Phone (Visa Gift Card $25- 500) (Loading Fee-$2)

Mastercard
7-11, Shoppers Drug Mart (Vanilla Mastercard $25, 50 or 100) (Loading Fee $3.95-5.95)
West Edmonton Mall (MasterCard Gift Card $20- 500) (Loading Fee-$2 )

Reloadable Ones ID Required by law.

Mastercard
Bank of Montreal Prepaid Travel Mosaik MasterCard ($9.95 Purchase Fee, $9.95/year)
MyPlash($26.15 Purchase Fee, $5.95 monthly fee)
NextWave Titanium Card @ MoneyMart ($22.40 Purchase Fee, $0.50 per POS if choose the $7.50 monthly fee option or pay $15/mth without POS/ATM fee)
MuchMusic Card ($39.95 purchase fee)
Opus Prepaid Mastercard ($22.40 Purchase Fee, $0.50 per POS)
AFOA Prepaid Mastercard ($4 to purchase a card, $3.95/month)
Horizon Plus Card
Freedom Mastercard @ The Cash Store (Outrageous fees - Avoid at all cost)

Visa
Vancity enviro Reloadable VISA ($4.95/month - only Vancity account holder)
Visa TravelMoney @ Travelex Canada ($1.25 Monthly Fee, 5% Foreign Exchange Mark up)

vancity

Posted 06 August 2008 - 06:15 PM

Money Mart you can get a prepaid credit card

TaraF

Posted 06 August 2008 - 01:32 PM

I can't beleive I made it to page 12 of this thread! Eeek, people are a tad toucy aren't they? I've seen the pros and cons of what people have listed here but the main this is this:

If you want to build your Credit History, meaning you want your credit score to increase, you DO need to go with a Secure Credit card if you can't be given a card from the bank or directly from any instituation. Secure Cards (all but the exception of Capital One) give you a credit extension for the amount that you place as a "deposit", this way if you put $500 and don't pay your bill, the company can recover that $500 from your "deposit". It does suck that most companies charge a huge deposit but try Capital One. I screwed my credit up years ago when I was 17, extended credit and had no job, so I need to rebuild. I paid $75 to CapitalOne Canada and received a $500 limit that I had to pay interest on transactions and attempt to rebuild my credit. I made every effort to make transactions and pay off ym balance each month, 6 months later they increased my limit to $1500, with still only recieving the initial $75 deposit. Whenever I decide to close my account, I will receive my initial deposit back plus any interest gained during the time.

If you just want a Credit Card to make online transactions such as Paypal, stores online, Itunes, etc than a Pre Paid card would probably work for you. I personally don't like them because it's just a glorified Debit Card but the fees are insane to reload, for POS, etc.

I stand by Capital One personally, they've been great. They issued me a second card with a $300 limit (not sure why it was lower this time lol) but I intend to work that balance up as well. Building credit is important!

prepaid guy

Posted 06 August 2008 - 12:23 PM

View Postdubhain, on May 2 2008, 01:44 PM, said:

i have a nextwave titanium plus card with the pay as you go plan from money mart. i thought i would just mention that at the time that they should deduct the monthly fee if you have no balance on your card they will not charge you that monthly fee. if you have only $1 or $2 dollars at that time then they will deduct only that $1 or $2 dollars. i am not sure if this will hold true if you hav a



Is there any way you can load money onto the Titanium Plus card from your paypal account

e-mail me, mathhew14@hotmail.com

Lucy

Posted 03 August 2008 - 09:45 PM

i just applied for the muchmusic prepaid credit card
go to thier website

nemo

Posted 30 July 2008 - 07:38 AM

I am in a similar situation myself and have been doing some searching, The only other one that I have found is the Much Music Mastercard, its a pre-paid set up and its $34.95 plus a $5 minimum for loading. Hope this helps any.

nEmo

peter wlodarek

Posted 17 July 2008 - 06:17 AM

hello this is peter wlodarek and l live in canada,ontario,toronto we have the cash store down here which you only have to pay 14.95 to get the card and one goverment photo id and then minium 20.00 and then everybody is approved because it is a prepaid master card and l know you guys have money mart down there and ask them if they have prepaid master card and if they do thell well ask you to pay for the activation of the card and you can put as much as you want ok bye and hopeful this helps you out bye.

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